What is Red Arrow Right in YNAB 4 and spending.money?

Red Arrow Right allows a negative category balance (such as reimbursable work travel or medical claims) to carry forward directly into the same category in the next month rather than being deducted from next month's Available to Budget.

Classic YNAB 4 Rollover Mechanics

How Reimbursable Expense Rollover (Red Arrow Right) Works in Double-Entry Budgeting

Track employer expense reports, FSA/HSA medical reimbursements, and shared household splits across month boundaries without distorting your monthly budget.

Standard Cash Overspending vs. Red Arrow Right

In spending.money, you choose how negative category balances behave at month-end on a per-category basis:

• Standard Mode (Deduct from Next Month's Available to Budget): Uncovered cash overspending in Month M automatically reduces Available to Budget in Month M+1 so your envelope totals stay strictly cash-backed.
• Red Arrow Right (Carry Negative Balance into Category): Confines the negative integer-cent balance to that specific category in Month M+1 (`Carryover = -$385.00`) until your employer or reimbursement inflow clears it back to `$0.00`.

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