spending.money
Zero-Data-Loss Historical Importer

1-Click Migration from YNAB 4 (.ynab4) & nYNAB to spending.money

Bring 10+ years of household budgeting history into a local .smoney SQLite double-entry ledger in under 3 seconds—verified to the exact integer cent.

Classic YNAB 4 (.ynab4 / Budget.yfull)

Point spending.money at your existing .ynab4 bundle. Our parser reads Budget.yfull, reconstructs every split transaction, transfer, category group, and Red Arrow Right flag, and verifies that every account balance matches to the exact cent.

nYNAB Cloud Archive (.zip)

Export your budget from the web app as a .zip file containing Register.csv and Plan.csv. spending.money converts every historical outflow, inflow, and credit card payment envelope into balanced double-entry journal entries.